In general, receipts written by insurance agents are unofficial and invalid. In addition, they have no right to write a receipt. Only the receipts printed by insurance companies are official and valid.
That is why insurance agents can't give us official receipts immediately after they have received premium from us. If they can do so, we must be careful and know that the receipts are not valid. If they get our premium and never pay it to insurance companies, insurance companies can't help us much as the receipts are not official.
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