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Monday, February 9, 2009

A CLAUSE TO WHICH WE HAVE TO PAY ATTENTION WHEN BUYING A 36 CRITICAL ILLNESSES PLAN.

I met a prospect. She asked me one question related to 36 critical illnesses plans.

For some of the 36 critical illnesses plans in the market, there is a very important clause we must know.

Compensation will only be made by an insurance company if an insured is still alive for at least 30 days after he is diagnosed with one of the 36 critical illnesses. In other words, he and his family will get nothing if he dies within 30 days after he is diagnosed with one of the 36 critical illnesses. However, this clause doesn't apply to all 36 critical illnesses plans in the market.

So, when we want to buy a 36 critical illnesses plan in the future, we must ask our insurance agent whether there is such a clause in the plan.

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