We can go to a government hospital. The medical bill there is very economical. However, we need to wait for a long time before we get a treatment. When we are injured seriously, do we have the time and patience to wait? If the answer is no, every consumer should have at least one medical card.
Of course, a medical card doesn't guarantee us an admission to all hospitals without a deposit in Malaysia like what I have explained previously in my post titled WILL A HOSPITAL ACCEPT OUR MEDICAL CARD AS A GUARANTEE OF ADMISSION TO THE HOSPITAL WITHOUT A DEPOSIT? (March 17, 2009). But, it at least helps us to admit to all of the panel hospitals of an insurance company without a deposit.