The answer for the question above is very simple. Our cover starts from the date on which our completed and signed application forms are approved by AIA Berhad and the appropriate premium has been received by AIA Berhad. So, insurance agents must submit all the application forms to AIA Berhad or other insurance companies as soon as possible so that their clients' risk will be transferred as quickly as possible to AIA Berhad or other insurance companies.
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