Last year, one of my friends told me that we should buy insurance only after marriage because family plans were better than individual plans.
I think it is wrong to say so as we all don't have the ability to predict when a critical illness or an accident will strike. In addition, no research says that humans will bear a higher risk after marriage. We only bear a heavier responsibility after marriage. Any lucky and unfortunate events can happen to us any time.
Is a family plan really better than an individual plan? It all depends on the size of a family.
For personal accident offered by AIA Berhad, a family plan is generally better than an individual plan.
But for medical card offered by AIA Berhad, a family plan is not necessarily better than an individual plan. For details, please click Medical Card (AIA Berhad).
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