Yesterday, I met a prospect. She asked me the above question which was weird to me and her. A housewife, a friend of my prospect bought a medical card from an insurance company and the agent asked the housewife to pay extra premium requested by the insurance company after she had given a cheque to the agent around two weeks ago. The reason given by the agent is that a housewife has to do dangerous housework like cooking. I think the explanation is not logical and reasonable because some of the office ladies cook at home but they just pay standard premium. In addition, some of the housewives don't need to do housework nowadays.
The answer for the question above can be yes or no. For AIA Berhad, it all actually depends on the state of health of the housewife. If the housewife is still healthy, she doesn't need to pay extra premium. Whereas, if the housewife is not healthy, she has to pay extra premium or her application will be rejected by the insurance company.
The answer for the question above can be yes or no. For AIA Berhad, it all actually depends on the state of health of the housewife. If the housewife is still healthy, she doesn't need to pay extra premium. Whereas, if the housewife is not healthy, she has to pay extra premium or her application will be rejected by the insurance company.
Another important factor to determine whether an applicant has to pay extra premium is the occupation class of the applicant. For details about the occupation classes, please read my post titled OCCUPATION CLASSES. (January 7, 2009).
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